Tuesday, March 10, 2015

life of being 21 years old

This is a blog post as in to fulfill my assignment to write a blog , also a chance for me  to finally return to my blog and manage it again.

So, my life have just stepped into the gate of 21. the legal age where i can officially take the key and the age where i can officially enter casino, club and own a credit card. but non of it is important for me , being a 21 years old girl. what is important for me is that i think that i finally reached the age, to own the freedom ,but at the same time, loses my teenage hood.

Just two days after i have passed my 21st birthday celebration, My beloved mum handed me a booklet and a card. it was a life insurance policy book and the medical card. Yes.. i own a life insurance now. it might sound a normal thing for others but for me personally, i had a lot of feelings to it. it symbolize growth, responsibility and duty.

And why do i say so? First of all, this is going to be my first monthly installment debt from now on. i am going to have to save out a sum of money every month to pay for this monthly debt for the rest of my life. I guess this really mean growing up. Time for some 21 years old responsibility challenge. And i know the reason for my mum to do this is because she had always think that i have problem in saving money. she wanted to educate me the importance of saving up money for the emergency. I totally understand her point and i know she did it for my own good.

I can really feel that i don't have time for anymore wasting time events and dwell on meaningless thing. because as i grew older, the responsibility weight more on my shoulder. example like right now, i actually have to figure out more job resources to pay my monthly debt. like seriously ? I am still a students studying, even trying to pass my final exam is a pain in the axx already, now asking me to pay debt some more?

I certainly know that, this is just the beginning, one more year, when i am starting intern, then i will need a car also. by then, i will have another car debt, car insurance debt, car petrol money. all this is not only just financial problem, but also a test, a test to see how far i can go without family to support me. And grewing up in a strict independent family where my mother would always ask us to rely on ourself, I strongly believe that there is no way i can actually quit from all this and ask for help. NO.

Apart from that, it also came to a realization that i should quit playing and lazying around but start to set a direction for my life, my future, my work and my goal. Yes. everyone has dream i believe.
during the younger stage, we dream to become a doctor, a millionaire, a lawyer and etc. but, as we grew up, how many actually did successfully make their dream come true? and how many actually quit due to reality circumstances?

Do i want to be quitter? I have been asking myself this question since i was 17. The time where i fail to achieve a good results in SPM and the time where i am in a struggle whether to continue study or should i just quit.

my dream, is to be a successful surprise proposal planner. i have big dream to make every girl in the world to the happiest women on their special day. every girl deserves this day in their life. And i am glad that at the age of 21 now , i am actually at 500m from my starting point to my dream.
i am glad to see something happened for my dream.  what concern me now is how far can i hold on to my dream and make it a dream come true? with all the pressure and reality problem coming to me now, how long can i handle it ?

I want my life to be a memorable one, i want to do something that my future self will thank me for.

Thursday, August 21, 2014

important of savings

money plays an important part in our life.
as chinese sayings goes,
"money is not all, but we cannot survive without money "

so recently because of heavy workload and stress, i develop a very bad short term habit of being spendthrift, i have no idea why this habit exists to me out of the sudden.

I went to work as usual on a saturday, instead of working and earn more commission, i went walking around the mall and start looking for food and drinks.

apart from that, I walk in Charles and Keith planning just to look around but i ended up buying a bag.
after i end my job, some magic spell caused me to walk in Robbison and i end up walking out with three bags of stuff that i have purchase.

that night alone i bought bracelet ,perfume, bag and wallet. But i feel extremely happy about it.

there comes the problem.
the day after that, i fall sick again. and this time the fever doesn go off and it last for a week. i started to worry if it is dengue.
so my friend bought me to a clinic and have a blood test on dengue. first I would like to thank God coz its not dengue, but just sickness due to irregular lifestyle.

but when the bill come, I got shock and i got emo for a short period. It was RM200 . a 100 bucks for that bloody blood test. why they poke me with a needle and still ask money from me?
is it what they call, pay money buy pain?

anyway, I am regret that i shouldn't spend so much that day and cause my savings to gone a lot now.
we should always always save money for emergency.

I told myself i will never impulsive buying again and i will stay away from mall when i am having stress.